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“Know Your Stuff” - Home Inventory Demonstration Held to Educate Homeowners
May 30, 2008
FOR IMMEDIATE RELEASE
Russ Dubisky, Executive Director
803-252-3455 or cell phone 803-708-5271
russd@scinsnews.com
Columbia, S.C. – May 30, 2008 – Would you be able to remember all the possessions you’ve accumulated over the years if they were suddenly lost to a fire, flood, hurricane or burglary? How about the contents in just one room? An up-to-date record will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.
To help residents of the Carolinas prepare for the start of hurricane season on June 1, the Insurance Federation of North Carolina and the South Carolina Insurance News Service hosted a “Know Your Stuff” event to discuss the importance of having an up-to-date home inventory and to demonstrate free downloadable home inventory software.
“Hurricane Hugo showed us in 1989 that storms can destroy property far from the coast,” said Joe Stewart, executive director of the Insurance Federation of North Carolina. "The start of hurricane season reminds us of potential losses from storms. Having an up-to-date home inventory is important for homeowners to decide how much insurance we need and to make filing a claim easier."
The Insurance Federation of North Carolina and the South Carolina Insurance News Service recommend the following tips for taking a home inventory:
► Don’t forget items in closets, drawers, the garage or in a storage unit. Don’t just list the china cabinet – list the silverware inside.
► Keep sales receipts, purchase contracts and appraisals – especially for valuable items such as jewelry, artwork and collectibles.
► Record serial numbers for major appliances and electronic equipment, such as computers.
► When you make any large purchases, contact your insurance agent or company to make sure you have the proper coverage. Also add the new items to your home inventory as well.
Allison Dean Love, executive director of the South Carolina Insurance News Service, showed homeowner Phyllis Bothwell some of the simple methods she could use to make a home inventory. “You can make a list, take pictures, use a video camera or download the free home inventory software to make the process easy,” said Ms. Love. “Just be sure you store the inventory in a secure place away from your home.”
Ms. Bothwell added, “It would be difficult to remember just what is in one room of our home – let alone the entire home – if something bad happened like a fire, burglary or tornado. The software makes it easy to take a home inventory. We’ll sleep easier knowing we have the right amount of insurance and the inventory in case we have to file a claim.”
The free software, developed by the Insurance Information Institute, is available at: http://www.knowyourstuff.org. The software is user-friendly and encourages homeowners to load digital photographs, keep receipts and appraisals. It allows you to organize your possessions room by room and reminds you of typical possessions found in most homes. It is easy to update and store. The site provides secure, online storage, so if your home is destroyed, you can access the information. It can also be saved on an internal or external hard drive, burned to a CD or printed out in a room-by-room document.
For more information on the home inventory software, contact Allison Dean Love at (803) 252-3455 (office) or (803) 413-1044 (cell) or David Rice at (919) 510-9240 (office) or (919) 610-0718 (cell).
A video news release of the “Know Your Stuff” home inventory software is available at: http://www.iii.org/media/av.
The Insurance Federation of North Carolina (IFNC) was established in 2004 by the leading property and casualty insurance companies doing business in North Carolina, to serve as the voice for the industry on legislative and regulatory matters, and promote consumer awareness on issues of importance to the property and casualty industry. Web site: www.insurancefederationnc.com
For more than 30 years the South Carolina Insurance News Service, a nonprofit, nonlobbying organization, has been providing property and casualty insurance information to consumers in South Carolina. The South Carolina Insurance News Service is funded by insurance companies doing business in South Carolina. Web site: www.scinsnews.com
For more information, contact the South Carolina Insurance News Service at 803-252-3455 or use our contact form.
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» News Room
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